I have more than 21 years working as a Mortgage lender in the Kansas City area. 
Currently, many borrowers want to consolidate or take a loan without changing their low interest first mortgage...we can do that. Funds for consolidating debt, a project, tuition, etc. is available. Working with a number of loan programs allows options for either purchase or refinancing options. Currently, I have Conventional, FHA, USDA, VA and down payment options. If you have a unique situation, I can likely give you a way to achieve your home ownership goals. My goal is to bring experience to every transaction, making certain that all parties leave the closing table satisfied and comfortable with the knowledge that they received the best loan possible for their current and future financial goals.